Can we help you?

We provide high quality holistic financial planning advice administered in a unique format, which has been referred to by industry experts as "The standard all others should aspire to".

From years of experience and consultation with hundreds of clients we have developed the award winning "Wealth Creation Program". The program is designed to allow the client and the advisor to develop a strong relationship, allowing both the client and the advisor a clear picture of the overall plan and strategic direction.

A clear picture of success and how to get there is established along with expectations and accountability. This can also be referred to as coaching, which for many is the long-term key for success, in contrast to a particular investment or insurance policy. And this is where Universal Financial Planning wins gold medals compared with other advisor firms.

Our Wealth Creation Program starts with the basics of cash flow management. What are the spending and savings decisions that are required to be undertaken to achieve the desired lifestyle? The goal is to have quality lifestyle now and in the future. This is generally modeled in the first meeting and is often the most valuable yet most ignored part of the planning process. We then continue with regular reviews at each consultation with actual versus projected results.

The rest of our Wealth Creation Program is modeled from here to encompass every aspect of your current financial situation, including debt funding, superannuation planning, taxation planning, investment planning advice and education.

By promoting our level of service we hope it will improve the advice provided to all Australians as they become aware of what true financial planning is all about.
Our advisors are trained to ASIC standards, and maintain their competency through additonal monthly training sessions. We are also a member of the Financial Industry Complaints Service (FICS).

Our service is not product placement focused. In other words, most financial advisors need to sell you something in order to make a commission to either run their business, or to provide themselves with an income. Our unique Wealth Creation Program is not product focused.

Find out more of how we can benefit you: