Universal Financial Planning holds an Australian Financial Services License No. 225256, which means it falls under the jurisdiction of the Australian Seciruties and Investment Commission (ASIC), the regulator empowered by the government to ensure the advice regarding investment and insurance is clear, honest and fair to the consumer.

The Australian Financial Services License allows Universal Financial Planning and its representatives provide financial advice to both business and consumer clients.

	Download a copy of our Australian Financial Services License (875KB)
	Download our "Financial Services Guide" (2MB)

Universal Financial Planning is also a member of the Finance Industry Complaints Service (FICS).

Before proceeding with any Financial Advisor or any plan, you need to ensure that the people giving you the advice are registered with the Australian Securities and Investments Commission (ASIC) and hold an Australian Financial Services License before they attempt to provide any financial advice to you.

All of the Advisors with Universal Financial Planning are authorised to provide financial advice through a variety of integrated financial planning services including: Holistic Financial Planning strategies, Negative Gearing, Superannuation and Rollover, Retirement Planning, Managed Investments, Mortgage and Lending Advice, Taxation Minimisation and Planning, and Risk Analysis and Assessment. We will endeavour to only offer you financial planning advice and investment related products after careful consideration of their suitability, your long-term investment objectives, and your current financial situation and needs. Please note that we can discuss your taxation needs however we may choose to outsource any further requirements for taxation issues.

At Universal Financial Planning we strongly believe you have a right to know the exact details of fees relating to any investment, and any commissions or other benefits your advisor receives for recommending investments. Your Universal Advisor will provide this information to you when specific recommendations are made as required by the ASIC. We are not obligated to place risk or investment business with any particular life office, product provider or financial institution.

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